iPipeline CIS / Illustrations

Hypotheticals

iPipeline's Variable Life and Annuity Product Illustrations allow you to illustrate a hypothetical rate of return based on the funds selected in the allocation. While we enforce the 0% — 12% boundaries established by FINRA, we take it one step further. Rather than illustrate the maximum return of 12%, we allow you to establish hypothetical rates of returns for your various funds. For example, your aggressive international fund may have a hypothetical rate of 9.73%, while your mid-cap growth fund may have a hypothetical rate of 6.80%. You select the allocation desired, and the system will illustrate a blended hypothetical rate of return. This allows for more realistic illustrations reflecting rates of return more appropriate to the risk tolerance of the insured and can be applied as an edit to limit the assumed interest rate used. In addition, iPipeline is capable of handling multi-fund processing, allowing deductions and cash flows to be distributed out of fixed and variable funds in a pre-determined order.

For further information please contact our sales team…
call 800-758-0824 and select option 2
or email sales@ipipeline.com.