iPipeline CIS / Advanced Sales

Employer-owned Split-Dollar

Split-Dollar, in its most basic sense, is not an insurance sale, but a method of funding a needs-driven sale. Split-Dollar can provide:

  • Estate liquidity
  • Family survivor income
  • Funding for buy-sell arrangements
  • Employee fringe benefits
  • Temporary insurance needs
  • Pre-retirement death benefits and post-retirement income

In the Employer-owned arrangement of Split-Dollar, the employee is taxed on the economic benefit of the death benefit, and cash values are treated as employer assets.

The Employer-owned Split-Dollar module lets you select premium and death benefit splits, bonus options and calculations to achieve the lowest cost on Second-to-Die policies.

For further information please contact our sales team…
call 800-758-0824 and select option 2
or email sales@ipipeline.com.

Employer-Owned Split Dollar